Frequently Asked Questions
- What is ChamberPlus, Inc.?
- Will my employees have to begin their yearly deductible again if I switch to CHAMBERPLUS in mid-year?
- What if I have life insurance, dental coverage, or vision coverage in my current health benefits plan?
- Can my current insurance agent write my CHAMBERPLUS health benefits coverage?
- Can a self-employed individual obtain a CHAMBERPLUS quote if they join the Greater Jackson Chamber Partnership?
- What are the employer's participation requirements for CHAMBERPLUS?
- What if my group's current carrier has an effective date of the 15th? Can my effective date remain on the 15th or must I convert to an effective date of the 1st?
- I have Blue Cross and Blue Shield coverage on my employees now. What happens to the annual renew date when I switch to the CHAMBERPLUS plan?
- By adding your health benefits, will I be adding more paperwork to my activities?
- What is ChamberPlus, Inc.?
ChamberPlus, Inc. is a Mississippi corporation owned by the Greater Jackson Chamber Partnership. It was established to offer and administer the CHAMBERPLUS program. It operates like a small business purchasing alliance – combining many small businesses into a single buying group to achieve purchasing leverage. When you participate in the CHAMBERPLUS program, you are doing business with ChamberPlus, Inc., not the Greater Jackson Chamber Partnership.
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- Will my employees have to begin their yearly deductible again if I switch to CHAMBERPLUS in mid-year?
No, Blue Cross & Blue Shield of Mississippi generally gives credit for deductibles when deductible information is provided.
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- What if I have life insurance, dental coverage, or vision coverage in my current health benefits plan?
Life insurance and dental coverage are available through CHAMBERPLUS. You can purchase health, life, and dental insurance as a complete healthcare package or purchase it separately if your group has 10 or more employees.
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- Can my current insurance agent write my CHAMBERPLUS health benefits coverage?
ChamberPlus, Inc. depends on Blue Cross & Blue Shield of Mississippi to credential agents writing CHAMBERPLUS health benefits coverage. To write CHAMBERPLUS coverages, an agent must be a Certified Blue Cross & Blue Shield of Mississippi Agent and must also be a member of the Greater Jackson Chamber Partnership.
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- Can a self-employed individual obtain a CHAMBERPLUS quote if they join the Greater Jackson Chamber Partnership?
Yes, CHAMBERPLUS coverage is offered to groups of 1 individual and above, that work 30 or more hours a week.
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- What are the employer's participation requirements for CHAMBERPLUS?
At least 65% of your full-time employees must participate in the plan. You, as an employer, must pay at least 50% of each employee’s premium.
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- What if my group's current carrier has an effective date of the 15th? Can my effective date remain on the 15th or must I convert to an effective date of the 1st?
You may continue to be billed on the 15th, but may be billed on the 1st if desired.
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- I have Blue Cross and Blue Shield coverage on my employees now. What happens to the annual renew date when I switch to the CHAMBERPLUS plan?
Groups may only switch to CHAMBERPLUS on their first year renewal date. The existing renewal date will remain in force.
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- By adding your health benefits, will I be adding more paperwork to my activities?
With electronic billing and payment and enrollment maintenance available through a secure web portal, Blue Cross & Blue Shield of Mississippi is redefining customer service. You can view your bill, make changes to your enrollment and pay your bill – all electronically – and it doesn’t get any easier than that!
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